Patrick Cooke
Agent with Farmers
Insurance since 1998.
MN License# 20145448
PATRICK COOKE AGENCY


rubber worm. You love your boat. You even have a name for her.
When you're out on the water, the last thing you want to worry
about is whether you have the right insurance policy.
That's why Foremost developed a specialized policy specifically
for you and your boat. We offer coverage for personal property...
you remember, the trolling motor and rubber worm. And we offer
coverage for towing and assistance so you'll never be stranded
on the water or the side of the road. Even your trailer.
Double check your line, and don't forget the net. Leave the
insurance to us.
Coverage Options
The Foremost boat policy was specially created for power
boats, small sailboats and other vessels. Make sure that your
boat has the specialized coverage you just can't get by adding it
to your homeowner's policy.
Important Coverages
For real peace of mind as you're out on the water, you need a
policy that provides a wide range of coverages. These
coverages should include:
- Physical Damage
- Increased limits on Liability
- Medical Payments
- Uninsured Watercraft
- Total Loss Replacement Option
- Personal Property
- Towing and Assistance
- Trailer coverage
Broad Eligibility
A Foremost policy will cover a wide range of boats - sail and
power, inboard, outboard, inboard-outdrive and jet drive. Just
about any make or model of boat can be covered under this
program. Check out images and descriptions of different boats
we cover.
Settlement Methods
For extra coverage on the water, and because not everyone's
wants are the same, a Foremost policy offers a variety of
options, such as:
Agreed Value Hull Coverage. Foremost will cover your boat for
an agreed amount. That means we will pay the amount of
insurance if you have a total loss. This gives you an added
measure of protection.
Optional Actual Cash Value Hull Coverage. If you'd prefer a
10% reduction in your hull premium, Foremost can settle
losses on an actual cash value basis. You choose the coverage
you want and the premium option that works for you.
Total Loss Settlement Endorsement. Will pay up to 20% more
than the amount of insurance to replace a covered watercraft.
And it only costs $10! The endorsement must be added to the
policy no later than one year after the watercraft's model year.
Eligibility continues during the five years following the model
year, provided it is successively renewed with the policy.
Contact our agency for more information or to get a quote for
your collectible automobile insurance.
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